No loans. No investors. No equity. Just capital you can deploy immediately to grow your business — and you only pay after you're approved.
Endless paperwork, collateral requirements, and weeks of waiting — only to get denied or offered predatory rates.
You built this business from nothing. Why give away 20-40% ownership just to access $100K in growth capital?
Merchant cash advances at 30-50% effective rates. Revenue-based loans that eat your cash flow. It doesn't have to be this way.
Major banks offer $50K–$150K+ in 0% business credit cards — but only if you know exactly which to apply for, in what order, and when. Without that strategy, you're leaving capital on the table.
Brazil Capital Club delivers white-glove advisory for entrepreneurs who demand precision. We architect bespoke credit strategies using Chase, Amex, and US Bank — calibrated to your exact financial profile.
A deep-dive audit of your credit score, inquiry history, business longevity, and revenue — identifying every leverage point to maximize your approval potential.
A precision-engineered, bank-by-bank playbook: which cards, what sequence, exact timing, verification scripts — every variable optimized for maximum limits.
Hands-on guidance from your dedicated advisor throughout the 48-hour application protocol. Real-time support via text and email — from first application to final approval.
Answer a few quick questions about your credit score, business age, and revenue. You'll know immediately if you qualify and what approval range to expect.
Takes 3 minutes • 100% freeYour personal advisor builds a detailed plan calibrated to your profile — which banks, what order, exact timing, verification scripts, and step-by-step application guides.
Delivered within 48 hoursFollow the plan over two days. Day 1 morning: Chase. Day 1 afternoon: Amex. Day 2: regional banks. Most approvals come instantly or within a few days.
You apply • We guideReceive your approvals, activate your cards, and put $50K–$150K+ to work immediately. You pay our 10% fee only after approvals are confirmed — and you can pay with a 0% card.
Zero risk • Pay only for resultsReal scenarios. Real math. Real results.
The person behind Brazil Capital Club — and why he built it for you.
John H. Franca is a Brazilian-American entrepreneur with over 25 years of experience building, scaling, and leading businesses across the United States and Brazil. He is the founder of Brazil Capital Club, a consulting firm that helps Brazilian-American business owners access $50K–$150K+ in 0% interest business credit to fuel their growth.
At just 19, he co-founded Funky Laticínios, a cheese manufacturing company in São Paulo. Over 30 years he grew it from a startup into a $6M+ enterprise with 50 employees and international exports.
In the U.S., he spent six years in telecommunications management at AT&T Mobility and Comcast, managing a $2.4M client base and leading the highest-rated sales team in the South-East region. He later served as a Financial Advisor at ERC Together, deepening his expertise in business credit and capital strategy.
His mission: give Brazilian entrepreneurs the same capital access American-born founders take for granted — with zero upfront cost, full transparency, and hands-on guidance every step of the way.
John H. França é um empreendedor brasileiro-americano com mais de 25 anos de experiência construindo, escalando e liderando negócios nos EUA e no Brasil. Ele é o fundador do Brazil Capital Club, uma consultoria que ajuda empresários brasileiros a acessar $50K–$150K+ em crédito empresarial com 0% de juros.
Aos 19 anos, co-fundou a Funky Laticínios, uma indústria de queijos em São Paulo. Em 30 anos, transformou-a em uma empresa de $6M+ com 50 funcionários e exportações internacionais.
Nos EUA, passou seis anos em gestão de telecomunicações na AT&T Mobility e Comcast, gerenciando uma carteira de $2,4M e liderando a equipe com melhor desempenho na região Sudeste. Depois atuou como Consultor Financeiro na ERC Together, aprofundando sua expertise em crédito empresarial e estratégia de capital.
Sua missão: dar aos empreendedores brasileiros o mesmo acesso a capital que fundadores americanos têm — sem custo inicial, com total transparência e acompanhamento pessoal em cada etapa.
You pay nothing upfront. Our 10% fee is charged only after you receive your approvals — and you can pay it with one of your new 0% cards. If you don't get approved, you don't pay a single dollar. We only win when you win.
Short-term, you'll see a small 5–10 point dip from hard inquiries. But within 2–3 months your score recovers — and your new $80K–$120K+ in available credit improves your utilization ratio. Most members see scores go UP within 6 months.
You only pay 10% of actual approved amounts. $50K instead of $100K? You pay $5K instead of $10K. Zero risk — completely performance-based.
No — banks make final decisions. But our strategies are calibrated on similar profiles, and we project ranges with high confidence. You only pay for actual results.
We work with scores as low as 680, though 720+ is ideal. Our free quiz tells you exactly where you stand.
After approvals are confirmed. You can pay with one of your new 0% cards — no cash flow impact.
No. These are real business credit cards from Chase, Amex, US Bank — in your name with 0% APR for 12–21 months. No loans. No investors. You keep 100% ownership.
Take the free 3-minute pre-qualification quiz and find out your expected approval range. No commitment. No cost. Just clarity.
Start the Free Quiz NowTakes 3 minutes • 100% free • No credit check required